FAQs

Financial + Retirement Planning Rooted on Wrightsville Beach | Serving Wilmington and Beyond |

Come Discover Alignment -- Where personalized financial planning meets purpose-driven living.

What is The Breit Group difference?

Many firms promote their products and services with generic messaging, suggesting that they provide security and guidance without truly understanding individual clients, treating them as if they are all the same. We believe in "Discovering Alignment" to assess whether we can deliver real value before moving forward. Our process features open architecture, transparency, technology, security, service, and analytics, all paired with customized pricing to match the services you seek. In a landscape where AI can replace most human interactions, our focus is not on scaling by volume, but on enhancing quality.

Is there a minimum asset or income threshold to work with us?

Every engagement begins with mutual consent and a shared understanding that we can deliver meaningful value. While we do not have strict minimums, there are cases where we may not be able to deliver a full range of services. Most engagements start with fees $2,500-$10,000 per year range, but all pricing is fully customized based on the scope of the engagement.

Are all advisors at The Breit Group fiduciaries?

All investment advisers and their representatives are obligated under the Investment Advisers Act of 1940 as fiduciaries, bearing a duty of loyalty and a duty of care, when providing advisory services. This includes the obligations to place client interests ahead of the those of the firm or its individual representatives, to avoid conflicts of interest where possible, and to make full and fair disclosure of any remaining conflicts. For additional information regarding our operations, conflicts of interest, and other important disclosures please see the Breit Group’s Form ADV Part 2A Brochure provided below under Disclosures.

How do you address conflicts of interest?

At The Breit Group, we believe that alignment creates value for everyone involved. A potential conflict of interest—such as partnering with a marketing firm for joint efforts—can actually enhance client outcomes when structured properly.

Since we are not tied to any single vendor or partner, every collaboration is based solely on the value they provide. If a partner supports marketing efforts, that reduces overhead costs, and we pass those savings directly to our clients. Rather than seeing conflicts of interest as inherently negative, we leverage them transparently to create win-win situations where all parties benefit—especially our clients.

To ensure full transparency, we proactively review all potential conflicts, carefully assess their impact, and fully disclose them to our clients. That way, they remain informed and confident in the integrity of our decision-making process.

Are all services at The Breit Group subject to this fiduciary duty?

No. Where services provided by The Breit Group are not investment advisory services, the firm is not held to the fiduciary standard under the Investment Advisers Act of 1940. Example include services related to business valuation, business growth planning, executive retention and bonus plans business ownership succession, PEO services, employee benefits planning and administration, payroll management, HR support, and accounting solutions.