I/we have the ability to spend money on anything I want without fear of running out of money or resources. I am confident when I/we pass, our estate plan is extremely efficient and under current law will not be subject to any federal estate tax.

I/we have the ability to spend money on anything I want without fear of running out of money or resources, BUT I am not sure of the impact of certain variables OR if my plan is fully optimized. I do not know what I do not know.

I think I am doing all the right things, but there is still uncertainty surrounding my current plan.

I have no idea what I am doing when it comes to financial planning.