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Retirement Readiness Assessment

See if you're retirement ready in less than 5 minutes!

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Question 1 of 10

What is your current marital status?

A

Single

B

Married

C

Widowed

D

Divorced

E

Partered/Engaged

Question 2 of 10

How many years until desired retirement date?

A

Less than 1 year

B

1 to 3 years

C

4 to 7 years

D

More than 7 years

E

Unsure

Question 3 of 10

What location do you envision for your retirement?

A

I plan to retire in current home

B

I plan to move and have a location in mind

C

Wherever the kids/grandkids reside

D

Unsure

Question 4 of 10

What is your plan for health insurance upon retirement?

A

I am/will be 65 and eligible for Medicare

B

I have health insurance from a current/former employer or spouse

C

I will need health insurance

D

Unsure

Question 5 of 10

What sources of income will you have upon retirement?

(Select all that apply)
A

Social Security

B

Pension or Lifetime Income Annuity

C

Investment Income (i.e. Real Estate, Non-qualified Investments, Passive Business Income)

D

Estate or Divorce Settlement

E

Retirement Plan Withdrawals

Question 6 of 10

What best describes your current monthly cash flow? 

A

My after tax monthly income exceeds expenses even after discretionary spending (i.e. vacations, entertainment, etc.)

B

My after tax income matches expenses

C

Expenses may exceed income

D

Unsure

Question 7 of 10

What assets do you have available to generate income at retirement?

(Select all that apply)
A

Pre-tax accounts (i.e. 401K, IRA, Deferred Comp)

B

After tax accounts (i.e. Brokerage Accounts, CDs, Cash)

C

Tax Deferred Accounts (i.e. Non-qualified Annuities, Cash Value Life Insurance)

D

Tax Free Accounts (i.e. Roth IRA, Roth 401K)

E

Marketable Business Interest

Question 8 of 10

How would you describe your current investment stragey?

A

My investable assets are with 1 firm

B

My investable assets are with 2-3 firms

C

My investable assets are with more than 3 firms

Question 9 of 10

What describes your current Estate Plan?

(Select all that apply)
A

I have a Will, Durable POA, Healthcare POA, Financial POA

B

I have 1+ Trusts

C

All of my accounts have direct, contingent beneficiaries OR transfer on death/payable on death registrations

D

Unsure

Question 10 of 10

If I/we needed long term care

A

Self-insure, pay out of pocket (+3M net worth)

B

I expect our children to take care of me/us

C

Spend it all and apply for Medicaid

D

Unsure

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